Washington Education Association
TAKE NOTE!!!! LONG TERM DISABILITY INSURANCE CHANGES:
Changes to long-term disability benefit
Beginning Jan. 1, 2022, the SEBB Program will automatically enroll all SEBB-eligible employees in an employee-paid long-term disability (LTD) plan, if not already enrolled. This covers 60 percent of the first $16,667 of your monthly pre-disability earnings. If you are disabled, you could get up to $10,000 a month, depending on your income, reduced by any deductible income. You can reduce to a lower-cost 50-percent coverage level, with a maximum monthly benefit of $8,333. You also can decline the coverage. If an employee later decides to enroll in or increase coverage, they will have to provide evidence of insurability and be approved by the insurer.
During open enrollment (Oct. 25 through Nov. 22), you can reduce or decline your 2022 automatic enrollment in employee-paid LTD using SEBB My Account. Any time after open enrollment, you can reduce or decline your coverage by submitting the Long-Term Disability Enrollment/Change form to your payroll or benefits office.
Note: If you don't actively reduce or decline your LTD benefit election by Dec. 31, you will be enrolled in the 60-percent plan, and the premium will be deducted from your paycheck for January 2022.
